Alkurd Team

Many people find themselves with financial problems beyond what they ever imagined they would have. Credit is wrecked, houses are lost, families are destroyed... all in a country that brands itself as the world's prosperity hub.

Phrases like “the land of opportunity” and “the American dream” are common here. The truth is, things like bankruptcy, poverty, excessive debt, and “barely making it” while living paycheck to paycheck are becoming far more common in this land of prosperity. What are we missing?

The issues are compounded by the fact that most people don't realize that they are “knowledge-poor” in the area of finances and credit until it's too late. By the time most of us are aware that we lack financial intelligence, the damage has already been done. This is why understanding credit and credit-repair is so important.

Want to know how you can give yourself a raise without talking to your boss or even increasing your actual paycheck amount? The answer, as you probably guessed, is to fix your credit. A higher credit score can save you thousands of dollars. As this book points out in Chapter 2, fixing your credit is probably the highest paid work you'll ever do. Give yourself a raise. Improve your credit and become financially smart.

Let’s say the loan amount on the home you buy is $200,000 and the payments are for 30 years. With good credit versus bad credit you will save $96,934.11 (this is based on only a 2% lower mortgage rate over 30 years!).

Your Credit Status	Interest Rate	Interest you will Pay!
Bad Credit Great Credit	8.0% 6.0%	$328,310.49 $231,676.38 You Save! $96,934.11

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